Current Interest Ford Interest Rates?

[DCS]

When I ordered my GT in early December, I was quoted 1.9%. I am concerned that it was a teaser/intro rate.
I have been seeing 5.9% rates on cars these days. If that's the case, I'm walking from the deal.
What have you folks been seeing RECENTLY?

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[24grabbergt]

When I ordered my GT in early December, I was quoted 1.9%. I am concerned that it was a teaser/intro rate.
I have been seeing 5.9% rates on cars these days. If that's the case, I'm walking from the deal.
What have you folks been seeing RECENTLY?

Ended up biting the bullet at 5.9% a couple weeks back. Plan to either refinance or get rid of it 2-3 years.

 

[DCS]

Ended up biting the bullet at 5.9% a couple weeks back. Plan to either refinance or get rid of it 2-3 years.

THAT is a definite deal breaker for me.

 

[RLE55]

I watched car loan rates pretty much all of last year after we ordered the car (Mar). Never saw them, to include Ford Credit, go below 4.54% (Credit Union). Even had dealer check at time of pickup and purchase (Sep) and was told Ford couldn't come close to my CU Rate, so...... Was hoping Ford might offer special rates that would be better than my CU, didn't happen.

 

[DCS]

I watched car loan rates pretty much all of last year after we ordered the car (Mar). Never saw them, to include Ford Credit, go below 4.54% (Credit Union). Even had dealer check at time of pickup and purchase (Sep) and was told Ford couldn't come close to my CU Rate, so...... Was hoping Ford might offer special rates that would be better than my CU, didn't happen.

My local CU is 6.9% which is 2% higher than FMC. I used to get loans with USAA, but they are no longer competitive.

 

[BrianJ77]

My local CU is 6.9% which is 2% higher than FMC. I used to get loans with USAA, but they are no longer competitive.

Yeah, USAA has really lost their way with good products. Even their insurance is starting to make me wonder if I should shop elsewhere.

 

[RLE55]

Yea, none of the other CU's could compete with NFCU.

 

[DCS]

Yea, none of the other CU's could compete with NFCU.

NFCU Website 4.54% for 36 months published

 

[BossPSC]

Just financed last weekend. Depends on the length of your loan. Ford Credit has 1.9% for 24 months or 2.9% for 48 months.

 

[DCS]

Just financed last weekend. Depends on the length of your loan. Ford Credit has 1.9% for 24 months or 2.9% for 48 months.

Interesting! I could go for 24 months at 1.9%. We'll see what my dealer quotes me. I just sent off an email to him about my concern.

 

[RLE55]

If Ford is now offering 1.99% for 24, that's new, wasn't available last year. Hmmm...

 

[BossPSC]

If Ford is now offering 1.99% for 24, that's new, wasn't available last year. Hmmm...
[/QUOT

Actually it's 1.9% for up to 36 months.

 

[DCS]

Actually it's 1.9% for up to 36 months.

Where are you seeing this?

 

[4ksk416]

Incentive rates through FMC are regional, go to ford.com, under shop select incentives and put in your zip code.

 

[BossPSC]

Where are you seeing this?

Check with your dealer. I had to ask mine to look up FMC incentives. I financed mine on February 15th. They were offering low APR on Mustang, F series and Explorer. Right now I see 3.9% for 60 months.

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